Mashreq Bank Dubai Careers – Senior Relationship Manager

Job Description:

  • Manage a set of existing Small Enterprise (SE) relationships and originating new SE relationships in business communities around branch locations.
  • Constantly identify opportunities to upgrade customers to ME category by identifying customer’s needs & profiling.
  • To achieve assigned financial and non-financial objectives by meeting all borrowing & non-borrowing needs of customers with target segments (Viz. borrowers, transactors, depositors).
  • Actively source new-to-bank customers and generate new business leads from walk-in customers. Manage all customers focusing on relationship Management & up-selling/ deep-selling/ cross selling other bank products. Seamlessly takeover new relationships originated by DS & relationships downgraded by ME team using defined customer on-boarding procedure.
  • Responsible for quality & soundness of assigned SE portfolio (KYC reviews, monitoring for due diligence, anti-money laundering procedures etc).

Job Responsibilities:

  • Conduct annual/periodic credit facility reviews in the existing portfolio in a timely manner and recommend appropriate credit facilities in line with the banks credit policy to maximize earnings while containing risks to an acceptable level and identifying candidates for downgrades/ upgrades.
  • Follow-up and monitor assigned relationships to ensure satisfactory account conduct and early rectification of various credit related issues.
  • Screen the market for NTB opportunities.
  • Maintain acceptable portfolio quality.
  • Improve share of wallet & target to be primary bank for each of the relationships inthe assigned portfolio. Enhance relationship revenue from existing portfolio of borrowing & non-borrowing accounts by cross-selling complete range of banking products.
  • Implement and maintain complete control aspects i.e. documentation, periodical client visits / call reports, stock inspections and formal credit checks / informal market feedback to monitor the assigned portfolio effectively.
  • Assume complete ownership of customer relationship management for the assigned portfolio of accounts. Provide superior customer service.
  • Liaise between internal and external advisors to ensure precision of agreements.

Qualification & Experience:

  • Requires advanced vocational knowhow of the subject matter (viz. Credit, Trade, Operating system, Legal, etc)
  • Positive attitude, strong work ethic and a good team player.
  • Banking Sales & service experience with proven relationship management qualities.
  • MBA/CA or if a regular graduate needs to possess adequate relevant experience.
  • At least 4 years + relevant banking experience in local or international market
  • Excellent communication and negotiation skills.

Job Details:

Company: Mashreq Bank

Vacancy Type: Full-time

Job Location: Dubai, United Arab Emirates

Application Deadline: N/A

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